Protect Your Money, Credit, and Identity

Picture of Protect Your Money, Credit, and Identity
Quick Facts
  • Delivery Method Online
  • Professional Certificate
  • 24hrs Suggested Study Time
  • 3 Months Access
  • Tutor Support
  • Study On Any Device
  • 379 Students

Learn how to guard against scam artists, identity thieves, predatory lenders, and abusive debt collectors.

Do you worry about criminals stealing your identity or scammers cheating you out of your money? Are you feeling threatened by abusive debt collectors or predatory lenders? If so, this course can give you the help you need.

In these lessons, you'll see how to spot the scams and rip-offs that can cost you money or ruin your credit. You'll explore threats including identity fraud, Internet and credit card scams, and deceptive service contracts. If you're planning to buy land or a home, you'll learn to avoid real estate scams—and if you're buying a car, you'll get the inside story on car dealers' tricks.

And that's not all! If your mortgage is in trouble, you'll find out how to slow down (or even stop) a foreclosure. And if you're getting harassing calls from debt collectors, your course instructor—a former Assistant District Attorney—will bring you up to speed on the federal and state laws that can give you peace of mind. You'll also see how to obtain your credit score and how to clean up your credit history.

By the time you finish this course, you'll be prepared to protect your credit score, your identity, and your bank accounts. In addition, you'll have the legal know-how you need to make mortgage holders, credit card companies, and debt collectors play by the rules.

Courses are delivered to you through expertly executed lessons, online instruction and interaction with like-minded students. Our courses are designed to deliver all of the benefits of studying in a classroom whilst giving you the flexibility to study at a time and place to suit your needs. You can access your classroom 24/7 from any device with an internet connection.

This course has a 3 month duration. You'll complete comprehensive lessons, quizzes and assignments before submitting your final exam at the end of the course to achieve your certificate. Courses must be completed within the 3 month access period.

In this first lesson, we'll concentrate on real estate scams. This is a particularly lucrative field for con artists, so we'll discuss all the different ways scammers can fool victims. We'll talk about foreclosure sales, tax liens, rental scams, and bogus escrow fees. By the end of this lesson, you'll be looking differently at newspaper ads that promise quick riches in real estate.

In this lesson, we’ll talk about what could be a delicate situation: falling behind on your bills and being hounded by bill collectors. I’m going to explain the Fair Debt Collections Practices Act, which is a federal law, and you’ll see exactly what debt collectors can and can’t do. You’ll also learn exactly what your rights are and how you can make harassing phone calls stop. I’ll share with you some ready-made statements that you can repeat over the phone. Finally, you’ll learn what to do if a debt collector crosses the line. You’ll find out that not only can you make the phone calls stop, but you can also bring suit against someone who violates the statutes.

As long as there have been human beings, there have been thieves. In this lesson, we’re going to take a look at Internet scams, credit card theft, and how you can protect yourself against both. First, we’ll take a look at some pretty common Internet scams, and I’ll explain how you can protect your money. Then we’ll take on credit card theft and fraud, ending up with a discussion of the federal, state, and local agencies that investigate and prosecute people who commit these crimes. At the conclusion of this lesson, you should breathe a lot easier knowing that you have the savvy to protect yourself from Internet scams and credit card thieves.

Credit is the real currency of our economy. This means that your credit score is vitally important. In today’s lesson, we’re going to examine your credit score: how it’s calculated, how credit reports work, how you can change information on the report, and also how you can improve your overall credit. First, we’ll walk through exactly how credit agencies establish your credit history. You’ll learn about that all-important credit score number that follows you wherever you go. Then we’ll talk about the Fair Credit Reporting Act, which is a piece of federal legislation that governs how, when, and why credit scores can be tabulated. More important, you’ll learn how the FCRA specifies what you can do to remove incorrect items on your credit history. Next, we’ll talk about scams to supposedly “clean up” your credit history. We’ll finish the lesson by discussing the correct and legal methods you can use that really will improve your credit score.

In this lesson, we’ll examine the issues surrounding predatory lending and other questionable lending practices. Predatory lending is something that might actually cost you more money than fraud—and it’s perfectly legal. It reaches into many areas, but especially into home mortgages. We’ll also talk about another common predatory lending practice: payday loans. You’ll see how they can drain a person dry. By the conclusion of this lesson, you’ll know how to avoid predatory lenders and keep more of your hard-earned money.

In today’s lesson, we’ll cover a familiar topic: credit cards. We’ll be dissecting everything you need to know about terms, interest rates, and fees. We’ll begin with a brief history of credit cards, and then I’ll show you all the different factors you need to consider before choosing one. Then I’ll talk about the credit card agreement and why it’s important to pay attention to it. Finally, we’ll take a look at some credit card scams you should be aware of. By the conclusion of this lesson, you should feel well-prepared to apply for a credit card that will bring you the best value and convenience possible.

As long as there have been businesses, there have been unscrupulous business practices. In this lesson, we’re going to examine specific types of deceptive practices—including bait and switch, passing off one type of goods for another, and outright fraud—and show you how to avoid them. Unscrupulous retailers, especially Internet merchants, are coming up with new ways to dupe us all the time. You’ll learn how to look for warning signs that something may not be what it’s advertised to be and use caution to help guide you. Even the most careful consumer can fall prey to deceptive business practices, though, so you'll also be gathering lots of information on what to do after the fact.

In today’s lesson, we’ll talk about scams and rip-offs directly related to cars. If you plan to buy, lease, or sell a car one day, this is the lesson for you! We’ll start off with a discussion about leasing cars and some of the most common tricks, scams, and outright crimes that dealers carry out every day. Then we’ll move on to scams involving buying and selling a car. Along the way, we’ll demystify a lot of terminology that has crept into the auto buying and leasing business. By the time you’ve finished this lesson, you’ll be ready to march down to the car dealer, negotiate the best possible deal for yourself, and save thousands of dollars.

It seems like every time you buy something these days, you’re offered the opportunity to purchase an extended warranty. These warranties are tempting, but are they really worth it? That’s the question we’ll be answering in this lesson. We’ll begin by learning exactly what a warranty is, along with a little history of how warranties began. Then we’ll talk about two kinds of warranties: express and implied. After that, we’ll turn our attention to extended warranties, something I’m sure a car dealer or retailer has dangled before you at one time or another. By the time you finish this lesson, you should have all the knowledge you need to expertly evaluate any warranty you might be thinking about purchasing.

You’ve undoubtedly heard about lawsuits in which people have sued over products that have injured them. In this lesson, we’re going to take a look at this area of law and see how it’s entirely possible to bring such a case and what will happen when you do. Such lawsuits fall under the category of product liability cases, so our focus for this lesson is to understand what product liability is all about. Once you have a solid understanding of product liability, you can then figure out if your case falls into the product liability area.

In previous lessons, we’ve talked about scams, rip-offs, and product liability cases. Suppose you want to sue the con man who swindled you, the corporation whose product hurt you, or someone else. How do you go about doing it? That’s what we’ll focus on in this lesson. We’ll take a look at the process you would follow if you decided to bring a lawsuit. By the time you finish this lesson, you’ll know how to bring a small claims action or even a full-blown lawsuit in state or federal court.

In this final lesson, we will address a few more scams and rip-offs that we have not yet covered. We’ll focus on cons and schemes that you’re likely to run into at some point and that you need to protect yourself against. We will be discussing everything from home repair scams to Ponzi schemes. Along the way, you’ll also be getting the information that you need to protect yourself and the resources to contact the proper authorities if you feel that you have been the victim of any of these illegal activities. By the time you finish this lesson, you should be well-armed to spot the many ways in which unscrupulous folks can take advantage of you. With what you’ll learn in this lesson—as well as what you’ve learned throughout the course—you can count yourself a savvy and well-informed consumer.

Neal Bevans

Neal Bevans

Neal Bevans is a former Assistant District Attorney. A veteran of more than 150 trials, Bevans has tried every major felony from rape, murder, and narcotics crime to armed robbery. One of his cases was televised nationally on Court TV. He h... Read more

 Read Neal Bevans's Profile

Frequently Asked Questions

Once you've made the payment, we'll send you a confirmation email with a link to start your course. Feel free to get started whenever you're ready!

You'll have 3 months access to your course. In that time you are free to study at your own pace. The course duration is 24 hours.

Online learning is a flexible way to study that fits around your schedule, giving you the freedom to learn at your own pace from anywhere in the world. You'll have 3 months to complete the course and can take the multiple-choice questions and final exam whenever it suits you.

If you need help, you can contact us anytime. You can also join the discussion area where you can interact with other students. The discussion area for each lesson is open for the entire duration of the course.

Of course! We offer a 7-day money back guarantee. As long as you haven't completed the course, you can get a full refund within 7 days of enrolling.

We do not offer extensions or transfers for this self-paced course. However, you will have 3 months to complete the course, and if you need to cancel within the first 10 days of enrolment, we offer a money back guarantee.

The Learning Environment

From the moment that you enrol in the Protect Your Money, Credit, and Identity you will become an integral part of our learning community. You'll find yourself with the freedom to learn at a speed that suits you, on any device, from anywhere in the world. Achieving your career goals no longer has to mean compromising family and work commitments.

Our Values

Learn At Your Own Pace

We believe in personalised learning. That's why we provide all the tools and support you need to succeed at your own pace. With flexible learning, you'll stay motivated and retain more information. Plus, you can balance your studies with work and family commitments to make your dreams a reality.

We Won't Break The Bank

Education should be accessible to anyone who wants to learn. That's why we offer some of the most competitive prices in the industry with payments plans for just $25 per week. Investing in your future is a smart choice and doesn’t have to break the bank.

Industry-Led Courses

There's no better way to learn than from experts with years of experience in your field. That's why each of our 200+ industry-led courses are designed to give you a real-life perspective on your industry. With our expert mentors, you'll learn from people who have a wealth of knowledge and experience, and who are passionate about sharing it with you.

Get The Personal Support You Deserve

At Vibe Learning, we're real people who are dedicated to providing you with personal support every step of the way. Our industry experts are not only professional and knowledgeable but also incredibly passionate about sharing their expertise with you. With their guidance, you'll gain invaluable insights and practical knowledge to help you succeed.

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The Human Body: Anatomy and Physiology Online Course | Vibe Learning
 

The Human Body: Anatomy and Physiology

Picture of The Human Body: Anatomy and Physiology
Now Only
$389
AUD
35% off
$599 AUD
Quick Facts
  • Delivery Method Online
  • Professional Certificate
  • 24hrs Suggested Study Time
  • 3 Months Access
  • Tutor Support
  • Study On Any Device
  • 23341 Students

Gain a greater appreciation and understanding of the marvelous complexity of the human body.

This self-paced online course begins with an explanation of the nature of matter and a review of the principles of chemistry that are important to human physiology. We'll place an emphasis on the organisation of the human body and the differences between nonliving matter and living organisms. We'll also cover cell anatomy and physiology because all life processes are ultimately carried out at the cellular level. You'll also learn principles of genetics and gain an understanding of how traits are passed from one generation to the next.

After we've established this foundation, we'll survey the anatomy and physiology of each of our 11 organ systems. You'll learn how our nervous system allows us to receive, process, and interpret sensation and send messages to our muscles and glands. We'll cover the skeletal and muscular systems, learning how they make movement possible, and also about some of their little-known but equally essential functions.

This course explains how the circulatory and respiratory systems work together to provide our bodies with the oxygen our tissues need, and how they work together with the skin and kidneys to rid our bodies of wastes. You'll learn how our bodies fight off diseases, and how our digestive system converts the food we eat into energy and the tissues of our bodies. We'll also spend time on the endocrine system, which supplies the hormones we need for our survival, and the reproductive system, that group of organs that allows life to be passed on to another generation.

We'll also discuss functions of the different organ systems that you'll probably find surprising. In addition, each lesson includes information about specific disorders that sometimes happen to our bodies, and we'll also talk about some recent advances in medicine. By the end of this course, you'll have a greater appreciation and understanding of the marvelous complexity of the human body!

Courses are delivered to you through expertly executed lessons, online instruction and interaction with like-minded students. Our courses are designed to deliver all of the benefits of studying in a classroom whilst giving you the flexibility to study at a time and place to suit your needs. You can access your classroom 24/7 from any device with an internet connection.

This course has a 3 month duration. You'll complete comprehensive lessons, quizzes and assignments before submitting your final exam at the end of the course to achieve your certificate. Courses must be completed within the 3 month access period.

Our first lesson will introduce you to the fascinating subject of human anatomy and physiology. Since chemical reactions drive all of our bodies' functions, we'll start by reviewing some basic chemistry. Then we'll discuss how the human body is organized and the four main types of molecules it contains. We'll even touch on a little history because humans used to have some pretty funny ideas about living organisms. Later, you'll learn why a living human being is so different from one who's died. Finally, we'll discuss homeostasis—that drive we have to keep many different variables (like temperature and blood pressure) within a narrow range. By the time you're done with this lesson, you'll be ready to learn more about the structure and function of our bodies.

The smallest living unit of the body is the cell, and it's so amazing, it deserves a lesson of its own. Even though almost all cells are microscopic, they're jam-packed with many different kinds of organelles and surrounded by complex membranes. I think you'll be amazed at their complexity as we discuss their different functions. We'll also talk about how cells reproduce, and we'll finish up with a discussion on cancer—which is cell reproduction gone amok.

In this lesson, we'll tackle the subject of heredity. It's probably the most technical of all the lessons because we'll be exploring genetics. You'll learn how genes determine your physical and mental characteristics, and how your parents' genetic material determine these traits. You'll learn the important differences between reproductive cells and all of the other cells in the body. Then we'll spend some time talking about a man who lived in the 1800's—Gregor Mendel, the Father of Genetics—because his insights paved the way for our modern understanding of heredity. After that, we'll discuss some different genetic disorders as you learn about specific mutations in the genetic code that can cause problems.

We'll move on to the organ systems in today's lesson. We'll start with the one I find most interesting—the nervous system. You'll learn how it's organized, its different jobs, and the structures that make thinking, feeling, and moving possible. You'll also learn how the nervous system works when we think we're in danger or we've suddenly been affected by physical pain. We'll use our knowledge about chemistry in this chapter, too, as we talk about how nervous impulses are transmitted. Finally, we'll talk about some disorders of the nervous system—what causes them and their effects.

Our bones have several functions, and some aren't so obvious. For example, did you know that red blood cells are made in your bones? Or that bones store minerals that are essential for the function of your nerves and muscles? In today's lesson on the skeletal system, we'll explore the structure and function of bones, and then we'll talk about different types of joints and the amazing structure of your spinal column. You'll learn about some common disorders of this system and what you can do to keep your bones strong.

Like the skeletal system, the muscular system is crucial for movement, but it has other functions, too. We'll discuss them in detail in today's lesson. Muscles are also a lot more complicated than they appear, so we'll spend some time talking about both the structures that we can see and the structures that we can't see without a microscope. We'll go over some of the specific muscles in the body and how they work together to perform specific movements. You'll also learn why even simple movements involve chemical reactions and a close coordination between this system and the nervous system. In the last chapter, we'll look at several common injuries to different parts of the muscular system.

We'll focus on the respiratory system in this lesson. As you're probably aware, it's the group of organs that allow you to get that crucial substance—oxygen—to all the cells in our body. But your respiratory system has some other functions that we'll touch on in this lesson. You'll learn about the anatomy of your respiratory organs and which muscles are crucial for breathing. You'll also become aware of the differences between ventilation, external respiration, internal respiration, and cellular respiration. And we'll talk about some illnesses that could affect your respiratory system, compromising your ability to breathe.

There's so much to learn about the circulatory system! In this lesson, we'll explore the composition of blood, the various blood cells, and the different kinds of blood vessels in your body. Of course, the heart is a crucial part of the circulatory system, so we'll talk about its chambers, valves, coronary vessels, and electrical system. You'll learn how blood travels around the body and its important functions. We'll spend some time on two of the most common health problems people experience—high blood pressure and coronary artery disease. You'll finish this lesson knowing the importance of taking care of this organ system.

In today's very interesting lesson, you'll learn all about the disease-fighting ability of your body. Did you know that your body is constantly bombarded with germs that want to make you sick? We'll talk about that in this lesson, as well as some of the many ways your body fights back to keep you well. The human body also has a system of vessels (similar to blood vessels) called the lymphatic system. We'll talk about its disease-fighting role as well as some of its other functions. You'll learn about some of the other organs in your body that are involved in the battle against disease. At the end of this lesson, we'll talk about different ways the body's disease-fighting ability can be compromised and why sometimes the body turns on its own cells.

Today we'll take a close look at two different organ systems—the integumentary system (the skin) and the urinary system. Both of these systems work to get rid of waste products that would kill you if they were allowed to build up in your body. You'll learn, too, how important these two systems are in maintaining homeostasis. We'll spend quite a bit of time on the structure of these two systems. People are often surprised to learn how complex even the skin can be. And the structures of the urinary system, particularly the kidneys, are quite amazing. At the end of this lesson, you'll learn about kidney failure and the challenges of dialysis and kidney transplantation.

You'll never think about food the same way again after this lesson on the digestive system! Just writing about it made me want to be a bit more careful about what I eat. You'll learn about all the different structures involved with converting food into the chemicals our bodies need to grow, repair tissues, and carry on all the functions of life. We'll also discuss the role of the three main types of foods and the importance of many different vitamins and minerals. When you finish this lesson, you'll understand the value of eating a variety of foods and how good food choices will enhance your health. We'll spend some time discussing two common digestive disorders, and then we'll talk about one of the most common kinds of cancer—colon cancer.

We'll end this course with a discussion about the endocrine and reproductive systems. You'll learn how the endocrine and nervous systems work together to regulate all of your body's functions. We'll discuss some specific endocrine glands, the hormones they produce, and how they influence each other. Homeostasis again becomes something important to talk about because of the crucial role of the endocrine system. We'll also cover both the female and male reproductive systems. You'll learn about their anatomy and how the endocrine system affects their organs, making reproduction possible. We'll end this chapter with a discussion about two fairly common disorders—diabetes and endometriosis.

Holly Trimble

Holly Trimble

Holly Trimble has a bachelor's degree in physical therapy from the University of Colorado and a master's degree in pediatric physical therapy from Boston University. She completed an additional 15 credit hours in education at the doctoral level. S... Read more

 Read Holly Trimble's Profile

Frequently Asked Questions

Once you've made the payment, we'll send you a confirmation email with a link to start your course. Feel free to get started whenever you're ready!

You'll have 3 months access to your course. In that time you are free to study at your own pace. The course duration is 24 hours.

Online learning is a flexible way to study that fits around your schedule, giving you the freedom to learn at your own pace from anywhere in the world. You'll have 3 months to complete the course and can take the multiple-choice questions and final exam whenever it suits you.

If you need help, you can contact us anytime. You can also join the discussion area where you can interact with other students. The discussion area for each lesson is open for the entire duration of the course.

Of course! We offer a 7-day money back guarantee. As long as you haven't completed the course, you can get a full refund within 7 days of enrolling.

We do not offer extensions or transfers for this self-paced course. However, you will have 3 months to complete the course, and if you need to cancel within the first 10 days of enrolment, we offer a money back guarantee.

What people are saying about our courses

This course was much more informative than I expected. I learned so very much about human anatomy... I am still amazed as to how everything works together to maintain homeostasis and keep us going. Wonderful course! Loved the teaching style of Holly Trimble. She made it interesting and so informative.
Verified Student
I didn't realize how much I had learned until I happened to be watching a TV show on PBS. I could actually understand what the scientists/doctors were talking about and explaining. The show dealt with diseases of the brain and things that can go wrong in the human body. I knew exactly what they were talking about thanks to your course!
Verified Student
I enjoyed taking this class. I have a strong interest in science, especially the human body. My full-time job is accounting, but I hope to go back to school to become a nurse. I enjoyed reading the questions and the responses from the teacher and the students. The answers were very clear and they were not too technical to comprehend. Thank you for offering this course.
Verified Student
See More Reviews

The Learning Environment

From the moment that you enrol in the The Human Body: Anatomy and Physiology you will become an integral part of our learning community. You'll find yourself with the freedom to learn at a speed that suits you, on any device, from anywhere in the world. Achieving your career goals no longer has to mean compromising family and work commitments.

Ready to get started?

Enrol Now

Our Values

Learn At Your Own Pace

We believe in personalised learning. That's why we provide all the tools and support you need to succeed at your own pace. With flexible learning, you'll stay motivated and retain more information. Plus, you can balance your studies with work and family commitments to make your dreams a reality.

We Won't Break The Bank

Education should be accessible to anyone who wants to learn. That's why we offer some of the most competitive prices in the industry with payments plans for just $25 per week. Investing in your future is a smart choice and doesn’t have to break the bank.

Industry-Led Courses

There's no better way to learn than from experts with years of experience in your field. That's why each of our 200+ industry-led courses are designed to give you a real-life perspective on your industry. With our expert mentors, you'll learn from people who have a wealth of knowledge and experience, and who are passionate about sharing it with you.

Get The Personal Support You Deserve

At Vibe Learning, we're real people who are dedicated to providing you with personal support every step of the way. Our industry experts are not only professional and knowledgeable but also incredibly passionate about sharing their expertise with you. With their guidance, you'll gain invaluable insights and practical knowledge to help you succeed.

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Picture of The Human Body: Anatomy and Physiology

The Human Body: Anatomy and Physiology

$599
$389AUD
Save 35%